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Paying for college can feel overwhelming, but the price you see on a college website is rarely what families actually pay. Grants, scholarships, and state aid can lower the cost a lot, and much of it starts with one application. This page explains how financial aid works, which forms to file and when, and where to find scholarships.


KEY DATES

Financial Aid Dates for Fall 2027

Oct 1

FAFSA and California Dream Act open

January – April

Peak scholarship season

March 2

Cal Grant priority deadline

March – April

Financial aid offers arrive

May 1

Compare offers and choose your college

Sept 2

Cal Grant deadline for community college students

File your FAFSA or Dream Act Application by March 2 to be considered for the most aid, and remember to file again every year you're in college.

California Student Aid Commission

IN PLAIN LANGUAGE

Good to Know

 
1

FAFSA or Dream Act: file the one that fits you

If you're a U.S. citizen or eligible noncitizen, file the FAFSA. If you're undocumented, have DACA, or hold certain visas, file the California Dream Act Application instead. File only one, and file it again every year you're in college. If you're not sure which is yours, come talk with me privately. Foster youth and students who are homeless or on their own may be able to file as independent students, without parent information. I'll help you with the paperwork.

2

Know the types of aid

Grants and scholarships are free money you don't pay back. Work-study lets you earn money through a part-time job on campus. Loans must be repaid with interest. Accept free money first, and borrow only what you need.

3

California offers its own aid

The Cal Grant helps pay for college in California and is based on your GPA and financial need. Our school sends your GPA to the California Student Aid Commission, so you just need to file your FAFSA or Dream Act Application by March 2. The Middle Class Scholarship can add more help at UC and CSU. Create a WebGrants account to track your awards.

4

Compare your offers carefully

Every college will send a financial aid offer. Look at what you'll actually pay after grants and scholarships, not just the total amount of aid. If your family's situation has changed, you can ask a college to review your offer. Bring your offers to me and we'll compare them together.

5

Scholarships add up

Small and local scholarships often have fewer applicants, so your chances are better. You should never have to pay to apply for a scholarship. I keep a list of current opportunities on the Scholarships page, so check back often.

6

Every senior files (or opts out)

California requires every graduating senior to complete a FAFSA or California Dream Act Application, or turn in an opt-out form. Filing doesn't commit you to anything, and it keeps your options open, even if you're not sure about college yet. If you're not planning to file, see me for the opt-out form.


START HERE

Find Scholarships

 

Current Scholarships & Tips

See the scholarships I'm sharing right now, including local opportunities, plus tips for writing strong applications and thanking your donors.

View Scholarships

HELPFUL TOOLS

Financial Aid Resources

 

FAFSA

The federal application for grants, work-study, and loans. Start by creating your StudentAid.gov account.

Start the FAFSA

California Dream Act

California's aid application for undocumented students, DACA recipients, and certain visa holders.

Start the Dream Act

WebGrants

Create an account to track your Cal Grant and Middle Class Scholarship awards.

Go to WebGrants

Federal Aid Estimator

Get an early estimate of the federal aid you may qualify for before you apply.

Estimate My Aid

Cash for College

Free workshops where you can complete your FAFSA or Dream Act with help from experts.

Find a Workshop

CaliforniaColleges.edu

Plan for college and careers, explore majors, and send your transcript to CSUs and UCs.

Explore Options

STAY INFORMED

Recommended Reading

 

Which College Credentials Pay Off? · Inside Higher Ed · Added Oct 2026

A new tool compares what certificate and degree holders earn with high school graduates, by state and field of study. A helpful starting point when you're weighing cost against payoff. Read →

Why Colleges Can't Just Cut Costs · The College Investor · Added Oct 2026

Why college prices stay high, and the three things that actually lower what families pay. Read →


I'M HERE TO HELP

Questions about paying for college?

Whether you're stuck on the FAFSA, unsure which application is yours, or trying to make sense of an aid offer, reach out. Families are welcome to contact me too.

Email Me